Well Chip Group owned subsidiary – Swift Paragon Sdn Bhd – is a licensed moneylender (Moneylender’s Licence Co No: 201401037529) and your trusted partner in offering loans to finance your personal or corporate investment needs.
Swift Paragon deals transparently in loans, giving you a personalized service that is free of hassle and fuss. Ease your worries with our quick turnaround time and straightforward process.
To apply for loans personally or for more information, please visit our service centre located at
No. 9A, Batu 7, Jalan Kota Tinggi, Taman Pandan, 81100 Johor Bahru, Johor
WHAT WE OFFER
MORTGAGE LOAN
We are here to help you when
- You do not qualify for traditional financing due to issues with income, current liabilities, nature of properties etc
- You have an imperfect credit history
- You have ample equity in your property and need cash
- You need a loan quickly and can’t wait for 3 to 6 months for a traditional bank loan
- You are trying to avoid foreclosure and restructure your debt
- You need a complex loan with multiple pieces of collateral
- You need a creative solution when your loan does not fit into the traditional lending guidelines
Differences in Mortgage Loans
Scroll right to view this table
| Bank | Swift Paragon | |
|---|---|---|
| Basis for loan approval | Income, credit score, credit history etc | Real Estate |
| Minimum credit rating | Passed | Not important |
| Documentation | Significant | Minimal |
| Property Types | Typically residential and commercial (depending on trades) | All up to 10 years |
| Loan Terms | Rigid | Flexible |
| Approval Process | A few weeks | Within 2 weeks |
We Provide
- Up to 60% equity-based lending against commercial and residential properties
- Loan tenure up to 10 years
- Flexible funding solutions in accordance to your needs and requirements
- Fast and efficient response since our loans are privately funded
- Ease of documentation requirements with minimal paperwork
- You need a complex loan with multiple pieces of collateral
- High degree of transparency with lawyers handling all the necessary legal documentation
How We Work
Scroll right to view this table
STEP 1
PROCESSING & APPROVAL
- With all necessary documentation submitted, we will process your application, and you will hear from us in 5 to 10 working days
- This depends on the complexity of the case
STEP 2
LOAN DISBURSEMENT
- We will send you a letter of offer
- Upon acceptance, we will proceed with mortgage processing.
- Loans will be disbursed within
1-3 months
Email or call us to apply
E-MAIL
kiahooi@wellchip.com.my
PHONE
07 – 3520166
ADDRESS
No. 9A, Batu 7, Jalan Kota Tinggi. Taman Pandan, 81100, Johor Bahru, Johor.